Origins of the VA Loan Program

American soldiers coming home from World War II faced monumental challenges readjusting to society. It was common to give homecoming soldiers a cash bonus to help them in their civilian lives. But this changed in 1944, when the Serviceman's Readjustment Act of 1944, Public Law 78-346. In Title III of that Act, soldiers were offered a loan in order to purchase their own house. This was the first step of the Veterans' Administration or VA home loan program.

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